( If you guys aren't aware of it, you can request one free credit report from each of the three credit company per year. It's probably recommended, so you can check up on what accounts you have open. Here's the jumpoff site: https://www.annualcreditreport.com/.)
On a somewhat unrelated side note: I need to cancel the macy and jcpenny cards I picked up for discounts. Shopping is expensive, and those cards don't really offer much benefit for things.