I suspect half of you guys are already using Mint to monitor your finances / set budgets / etc. But for those who aren't, Mint is a shiny, online way to keep track of where your money is and where it goes. Best of all, it's free. I use it to replace the $5-10 per month identity monitoring services that credit card companies provide. Think of it as a much better Quicken that you can access online and will send you text alerts if strange things happen like $200+ dollar purchases are made.
Either way, you guys are getting this because they're offering people who bring in new people access to shinier beta options, and I want that. So try it out, damn you. ;)
(If you're not in the USA, YMMV. If it doesn't work for your financial institutions, I wouldn't mind learning about that, so I know not to recommend Mint to those not in the USA.)
(Yeah, yeah, I'm being lazy and copy-pasting this everywhere. I want access to shiny new beta features! T.T )